If you obtain a page saying your debt cash on a debt you donвЂ™t recognise, or that you thought you’d paid down, you ought to challenge the creditor to show you do owe the amount of money.
Often loan companies have just got the wrong individual. That is sometimes known as a mis-trace.
This is exactly what the Financial Ombudsman claims about mis-traces:
We’d ask a financial obligation collector to offer proof to demonstrate that they’re searching for payment from the proper individual. It could never be sufficient to say, for instance, that the individual has got the exact same title as the debtor or hirer, as well as exactly the same name and date of delivery. (more…)